Jess Cornaggia is the Alumni Professor of Finance at the Smeal College of Business, Pennsylvania State University. She holds a Ph.D. in Management Science from the University of Texas at Dallas, along with an MBA and B.S. from Gonzaga University. Her research focuses on financial intermediation, corporate finance, credit ratings, student debt, household finance, fintech, and ESG. She serves as an Associate Editor at Management Science and the Journal of Banking and Finance . Education: Ph.D. in Management Science, University of Texas at Dallas (2009) MBA, Gonzaga University B.S., Gonzaga University Research Interests: Professor Cornaggia explores critical areas including the impact of financial systems on households and corporations, the role of credit ratings in public and private finance, student debt dynamics, and the intersection of ESG with investment strategies. Her work frequently examines how innovations like fintech reshape traditional financial frameworks and how environmental policies influence local economies. Advising & Grants: While specific student advisees are not listed, her research frequently addresses policy-relevant topics such as disaster financial resilience and affordable housing impact investments, indicating active engagement in applied research collaborations. Labs/Teams: No specific labs or teams are mentioned in the provided materials.












