Martin Coppack

Professor Martin Coppack is a Professor of Practice in Financial Inclusion and Consumer Policy at the University of Birmingham's School of Social Policy and Society, affiliated with the Centre on Household Assets and Savings Management (CHASM). His work focuses on advancing consumer-centric policies, particularly for low-income and vulnerable groups, with significant contributions to regulatory frameworks in essential services. He holds multiple advisory roles, including memberships in the HM Treasury Financial Inclusion Committee and the Pay.UK End User Advisory Committee.

Education:

• MSc Consumer Studies, Syracuse University, 1998
• Diploma in Special Education, College of Preceptors, 1996
• Post Graduate Certificate of Education (Further Education), Keele University, 1995
• BSc (Hons) Human Ecology, Bath Spa University, 1994

Research Interests:

• Eliminating the poverty premium in essential services
• Consumer vulnerability and inclusive design in financial systems
• Advocacy for regulatory policies prioritizing vulnerable consumers

His publications highlight systemic issues in financial services, advocating for equitable access and policy reforms. He has led impactful initiatives, such as the Big Lottery Fund’s £31.7 million financial inclusion program and Fair By Design’s work on the poverty premium.

Grants & Advisory Roles:

• Directed the Fair By Design initiative, shaping UK policy debates on fairness in essential services.
• Consulted widely with regulators, governments, and NGOs on consumer rights and financial inclusion.

Labs & Teams: Active contributor to CHASM, focusing on household financial resilience and policy innovation.