
معرفی
Chengzhi “Lawrence” Zhao is an Assistant Professor of Finance at the Rawls College of Business, Texas Tech University. He holds a PhD and MA in Finance from Rice University, alongside an MS in Economics and BBA in Finance and Mathematics from Baylor University. His research spans empirical corporate finance, household finance, financial intermediation, and competition in financial markets.
- Education:
- PhD, Finance, Rice University
- MA, Finance, Rice University
- MS, Economics, Baylor University
- BBA, Finance and Mathematics, Baylor University
Zhao’s recent publications focus on the intersection of government litigation, mortgage lending practices (e.g., FHA programs), and regulatory risk. His work examines how legal environments shape financial intermediation and corporate behavior, particularly in residential lending markets.
Contact: lawrence.zhao@ttu.edu. Affiliated with the Rawls College of Business, Texas Tech University, and its research initiatives in finance.




