Yingnan Zhao

Dr. Yingnan Zhao serves as an Assistant Professor in the Department of Finance And Business Economics at McMaster University.

Education:

• PhD in Economics, University of Zurich, Switzerland

Research Interests: Dr. Zhao's work centers on financial economics and banking, with specialized focus on modeling bank-firm lending relationships and their macroeconomic consequences. She actively investigates how technological innovations—particularly artificial intelligence and fintech—transform financial institutions, reshape lending practices, and alter financial intermediation mechanisms, with significant implications for economic stability and policy frameworks.