Najat El Mekkaoui de Freitas is an Associate Professor at Paris Dauphine University, affiliated with the LEDa research laboratory (Laboratoire d'Economie de Dauphine) and the DIAL research team. She holds research fellowships at the Economic Research Forum (ERF) and NETSPAR, and collaborates with the United Nations (ESCWA) and Morocco's National Council of Human Rights to advance older persons' rights. She coordinates an annual International Conference on Pension, Insurance and Savings. Her research centers on economics of aging, demographic changes, and social security in the MENA region. Key investigations include health shock impacts on wealth decline in old age, pension information effects on savings behavior, and household savings determinants in Morocco. She employs microeconometric methods to analyze policy implications for social protection systems, with strong emphasis on gender dimensions and intergenerational equity. Publication trends reveal sustained focus on aging and pension systems across Africa and MENA. Recent work addresses social pension reforms for healthy aging in Africa, longevity-linked annuities valuation, and career interruption impacts on pension rights. Her research bridges academic rigor with policy relevance through UN collaborations and annual conference leadership. No scientific awards are documented in the source material. While actively engaged in policy networks, specific advisees or grant details remain unreported. Embedded in LEDa research laboratory, she collaborates with ERF and NETSPAR networks. Her annual conference serves as a critical platform for academic-policy dialogue on pension systems, insurance mechanisms, and savings behavior in developing economies.

