معرفی
Dr. Stefan Schelling is a Lecturer and Researcher at the Department of Insurance Science, University of Ulm. He holds a PhD in Management and Economics (2019) with a focus on Behavioral Insurance, and dual Master's degrees in Mathematics and Management (2014) from Ulm University and Syracuse University.
Education:
- Ph.D. in Management and Economics (Dr. rer. pol.), University of Ulm (2019)
- M.Sc. in Mathematics and Management, University of Ulm (2014)
- M.Sc. in Mathematics, Syracuse University, NY, USA (2014)
Research Interests: Behavioral Insurance, retirement savings strategies (including optimal saving, guarantees, and the annuity puzzle), Prospect Theory applications, and actuarial data science. His work emphasizes bridging theoretical models with client preferences in retirement product design.
Key Contributions: His research on return smoothing mechanisms in life insurance, demand for cliquet-style guarantees, and wellness-linked insurance incentives has earned awards such as the Ernst Meyer Prize and GAUSS-Nachwuchspreis. Recent publications focus on intergenerational risk sharing and low-interest-rate impacts on withdrawal rules.
Awards:
- Ernst Meyer Prize (Geneva Association)
- GAUSS-Nachwuchspreis (DGVFM/DAV)
- Excellence Award (Association for the Advancement of Insurance Research Hamburg)
- 2016 DIA Zukunftspreis
Teaching & Leadership: Teaches advanced actuarial courses (e.g., Asset-Liability Management, Actuarial Data Science) and supervises theses. Serves on University committees including the Faculty Council (Mathematics and Economics) and licensing committees for actuarial and finance programs. Organized major conferences like the 2021 International Congress on Insurance: Mathematics & Economics.



