
معرفی
Manuel Rach is an Assistant Professor of Risk Management and Insurance at the University of St. Gallen (HSG). He holds a Ph.D. in Economics and Management from Ulm University (2020), an M.Sc. in Mathematics & Management (2018), and an M.Sc. in Mathematics from Illinois State University (2017). His research focuses on actuarial science, retirement planning, and insurance product innovation, particularly in tontines, annuities, and behavioral aspects of risk management.
Education:
- Ph.D. in Economics (Dr. rer. pol.), Ulm University (2020)
- M.Sc. Mathematics & Management, Ulm University (2018)
- M.Sc. Mathematics, Illinois State University (2017)
- B.Sc. Mathematics & Management, Ulm University (2015)
Research interests emphasize actuarial fairness, retirement product design, and stochastic volatility modeling. He explores ethical dimensions of risk sharing and behavioral biases in pension choices, leveraging tools like Cumulative Prospect Theory (CPT) and game theory.
Key awards include the UUG Prize (2021), Berliner Preis (2022), and the ASTIN Bulletin PBSS Prize (2021). His work frequently addresses pension system reforms and innovative retirement income solutions, with publications in ASTIN Bulletin, Insurance: Mathematics & Economics, and the Review of Behavioral Economics.
Grants and advisory roles include collaborations on German pension schemes and cross-system retirement information frameworks. He is a member of the German Actuarial Association (Aktuar DAV) and the German Society of Insurance and Financial Mathematics (DGVFM).



