Sharada Sridhar

Sharada Sridhar is an Assistant Professor of Finance at the Scheller College of Business, Georgia Institute of Technology. Her research focuses on household and health finance, particularly examining how credit and contract structures affect the financial well-being of low-income borrowers and how hospital funding impacts access to healthcare for indigent populations.

Education:

• Ph.D. in Finance, Columbia Business School
• M.A. in Mathematics, New York University
• B.A. in Applied Mathematics and Economics, University of California, Berkeley

Her research lies at the intersection of finance, economics, and public welfare. She investigates how financial contracts influence borrower income, consumption, and liquidity, with a strong emphasis on improving outcomes for economically disadvantaged households. Her work also explores the efficiency of hospital funding and its broader implications for healthcare access.

Professor Sridhar teaches Financial Management, a core course at Scheller. Her prior experience includes serving as a research assistant and dissertation fellow at the Federal Reserve Board, contributing to policy-relevant research in household finance.

Scientific Awards:

• No awards listed in the provided text.

She advises students in finance and related fields, though specific advisees are not listed. Her research is supported through academic and institutional affiliations, including collaborations with the Georgia Tech Financial Services Innovation Lab and the Federal Reserve Bank of Atlanta, as seen in her involvement with the 2025 Household Finance Conference.

Labs and Research Initiatives:

• Georgia Tech Financial Services Innovation Lab
• Collaboration with the Federal Reserve Bank of Atlanta on household finance research