Manasa Gopal

Manasa Gopal is an Assistant Professor of Finance at the Scheller College of Business, Georgia Institute of Technology. Her research focuses on financial intermediation and corporate finance, with a specific emphasis on small business lending and the growing role of nonbank financial institutions in the U.S. credit market.

Education:

• Ph.D. in Finance, Leonard N. Stern School of Business, New York University, 2020
• M.Phil. in Finance, NYU Stern, 2018
• M.Sc. (Hons.) in Economics, Birla Institute of Technology & Science, Pilani, India, 2014
• B.E. (Hons.) in Electrical and Electronics Engineering, BITS Pilani, India, 2014

Her research explores how non-traditional lenders are reshaping the landscape of business credit, particularly for underserved small enterprises. She investigates structural risks in financial systems, including understated commercial real estate exposure in major banks, contributing critical insights to financial stability and regulatory policy. Her work lies at the intersection of empirical finance and institutional economics.

Her recent publications span topics such as financial intermediation dynamics and systemic risk in banking, appearing in premier journals like Review of Financial Studies and Management Science. These works reflect a consistent focus on data-driven analysis of financial institutions and market behavior.

Scientific Awards:

• Lawrence G. Goldberg Prize for the Best Dissertation in Financial Intermediation

She teaches the Management of Financial Institutions at Scheller College. While no formal list of advisees or grants is provided, her active research agenda and publication record suggest ongoing mentorship and funding activities. She is involved with the Georgia Tech Financial Services Innovation Lab, which hosts major conferences on household finance and labor-market interactions with finance.

Labs and Initiatives: She is associated with the Georgia Tech Financial Services Innovation Lab, which collaborates with the Federal Reserve Bank of Atlanta to host the annual Household Finance Conference and other interdisciplinary research events.