Sarah Hammer

Sarah Hammer is an Adjunct Professor of Law at the University of Pennsylvania Law School and holds a leadership role at the Wharton School as Executive Director, where she leads financial technology initiatives and the Wharton Cypher Accelerator. She is also an Affiliated Scholar at the Penn Program on Regulation.

• Executive Director, Wharton School, University of Pennsylvania
• Adjunct Professor of Law, University of Pennsylvania Law School
• Affiliated Scholar, Penn Program on Regulation
• Board Member, International Telecommunications Union (ITU), United Nations
• Advisor, World Economic Forum, Dubai International Finance Centre, Digital Dollar Project

Her academic and professional expertise spans financial technology, digital assets, financial regulation, cybersecurity, and institutional policy. With a strong foundation in both law and business, Hammer integrates regulatory insight with innovation in finance.

She has previously served in high-level government roles, including Acting Secretary of the Pennsylvania Department of Banking and Securities and senior positions at the U.S. Department of the Treasury, where she led policy on financial institutions and cybersecurity. Her career in financial services includes leadership roles at Vanguard, PIMCO, JP Morgan Chase, BlackRock, and Tudor Investments.

Hammer earned a J.D. from the University of Pennsylvania Law School, an M.B.A. from the Wharton School, and a Master of Studies from Oxford University. She has been instrumental in launching the University of Pennsylvania’s first digital asset related to mRNA technology and continues to influence fintech policy globally.

She advises on central bank digital currency and serves on international boards, demonstrating a significant impact beyond academia. Her work reflects a unique blend of academic, regulatory, and technological leadership in the financial sector.