Michael Varley

Michael Varley is an Assistant Professor at the University of Kentucky within the Gatton College of Business and Economics, specializing in empirical research across household finance, banking, and real estate.

• Education: PhD in Financial Economics from the University of Chicago; BA in Economics and Mathematics from the University of Florida

His research examines how mortgages influence moving decisions, the market power implications of hidden mortgage fees, and the effects of banking deregulation on mortgage lending practices. This work intersects financial economics with consumer behavior and real estate markets.

Contact information: Office 335H; Phone: 859-257-0040