MARIA MILAGROS VIVEL BUA

Maria Milagros Vivel Bua is a Professor at the University of Santiago de Compostela, affiliated with the Department of Financial Economy and Accounting and the Faculty of Economic and Business Sciences. She is a member of the Interuniversity Research Center in Economics and Business for Society (ECOBAS) and leads the VALFINAP research group focusing on applied financial valuation. Her PhD (2010) examined exchange risk management in Spanish listed companies under Dr. Luis Otero González and Dr. Sara Fernández López.

Research Interests: Her work spans financial risk analysis, ESG performance evaluation, tourism economics, retirement savings strategies, and innovative teaching methods in accounting. She applies machine learning techniques to predict credit defaults in microfinance and analyzes spatial impacts on hotel sector profitability.

Teaching Innovation: Implements multimedia tools like video lectures and neural network simulations for auditor training. Her pedagogical research includes one-minute paper feedback systems and group project methodologies.

Key Focus Areas: Recent studies investigate ESG ETFs' role in diversified portfolios, Uruguayan microcredit delinquency patterns, and the interplay between innovation and firm growth. She also explores gender dynamics in tourism entrepreneurship and retirement savings behaviors across European countries.

Research Collaborations: Active in interdisciplinary projects through ECOBAS, focusing on socio-economic impacts of financial policies and digital transformation in accounting education. Her work bridges theoretical frameworks with real-world applications in banking, tourism, and microfinance sectors.