SARA FERNANDEZ LOPEZ

Sara Fernandez Lopez is a Professor in the Department of Financial Economy and Accounting at the Faculty of Economic and Business Sciences, University of Santiago de Compostela. She is affiliated with the Interuniversity Research Center in Economics and Business for Society (ECOBAS) and leads the VALFINAP research group on applied financial valuation.

• Doctorate from University of Santiago de Compostela (2001)
• Research focuses on financial literacy, innovation in family firms, microcredit, and financial vulnerability
• Active in interdisciplinary studies involving digital transformation and entrepreneurship

Her recent publications explore topics like gender diversity in innovation, financial literacy’s impact on SMEs, and the role of AI in economic education. She also contributes to understanding financial fragility in households and cross-regional innovation dynamics.

Her work spans collaborations with international institutions and non-profits, including studies on Uruguayan microfinance and OECD technology entrepreneurship. She has examined eco-innovation in EU contexts and the sustainability of university spin-offs.