Kamila Nigmatulina

Kamila Nigmatulina is a Research Fellow in Technology and Finance at the Oxford Future of Finance and Technology Initiative at Saïd Business School, University of Oxford. Her work focuses on digital payment ecosystems, particularly Central Bank Digital Currencies (CBDCs), and the interplay of strategy, innovation, and organizational development in FinTech and regulated industries.

Education:

• PhD (DPhil) in Management from Saïd Business School, University of Oxford
• MPhil in Innovation, Strategy and Organisation (ISO) from the University of Cambridge, Judge Business School
• MSc in Management Science (with distinction) from the University of Edinburgh
• Management and Finance course (with distinction) at Harvard University (2014)

Research Interests: Kamila explores how institutions and cognitive tools shape the emergence of innovative organizations like FinTech firms. Her research emphasizes CBDCs, digital payment systems, and the challenges of paradigm shifts in regulated fields such as finance and healthcare. She also investigates the role of platforms in fostering collaboration and familiarizing stakeholders with new technologies.

Scientific Awards:

• Saïd Business School Scholarship
• Green Templeton Scholarship
• EGOS Best Paper Nomination for PhD Student

Advising & Grants: While no formal advisees or grants are explicitly listed, Kamila’s doctoral thesis examined FinTech emergence in the UK, supported by her scholarships. Her work integrates institutional analysis and cognitive studies to understand innovation adoption.

Labs & Teams: She contributes to the Oxford Future of Finance and Technology Initiative, a cross-disciplinary research centre at Saïd Business School addressing technological advancements in financial systems.