Jan Keil

Jan Keil is an Assistant Professor of Finance at the Indian School of Business in Hyderabad, India. His research focuses on technological and structural changes in financial intermediation, particularly in banking, consumer finance, and payment systems. His work examines risks, challenges, and benefits emerging from innovations like Buy Now Pay Later (BNPL), central bank digital currencies (CBDCs), and the decline of traditional branch banking.

His research interests span payment systems evolution, fintech-driven financial inclusion, and the geopolitical implications of digital payment infrastructure. He has extensively analyzed the impact of technological disruption on banking sectors, including post-pandemic lending behaviors and regulatory responses to financial instability.

Recent studies highlight trends in merchant financing dynamics under BNPL models, the strategic positioning of payment firms, and the interplay between bank consolidation and loan market efficiency. His work often bridges empirical analysis with policy implications for financial stability and innovation governance.

While no scientific awards are explicitly listed, his contributions to understanding modern financial intermediation have positioned him as a thought leader in fintech and banking research. Academic advising and grant activities are not detailed in the provided materials.