Julie Dick

Julie Dick is an Assistant Professor in the Department of Accounting and Financial Management at Northumbria University. Her research focuses on financial literacy, retirement planning, and the intersection of pension policies with financial advice gaps in the U.K. She holds an MA (2015) and completed her doctoral thesis in 2020, exploring pension literacy and retirement planning post-2015 Pension Freedoms reforms.

Educational Background:

• MA in [Field], awarded September 2015
• Doctoral Thesis (2020): 'The Relationship Between Pension Literacy, Retirement Planning and the Propensity to Seek Financial Advice in the Light of the 2015 Pension Freedoms'

Research Interests:
Her work addresses critical issues such as closing financial advice gaps through enhanced pension literacy, evaluating cost-related decision-making in management accounting, and analyzing socio-economic impacts of U.K. pension reforms. She employs interdisciplinary methods, blending financial management principles with behavioral economics insights.

Publications:
Her recent work emphasizes policy-relevant studies, such as the 2025 article on U.K. financial advice gaps, and earlier contributions to management accounting theory. These reflect a dual focus on practical policy implications and foundational financial management concepts.

Labs/Teams:
While no specific lab affiliations are noted, her collaborative work with supervisors like Prof. S. Sharma and J. Harvey highlights engagement with interdisciplinary research networks in financial policy and management studies.