
معرفی
José Timóteo is a Lecturer at the Instituto Superior de Gestão Bancária (part of ISCTE-IUL) from 1998 to 2020, specializing in Financial Control, Financial Accounting, and Banking Management. He holds a degree in Banking Management and has 39 years of professional experience in the banking sector. At Caixa Geral de Depósitos, he held management roles in Channels (2001) and Operations (2015), overseeing ISO 9001:2015 Quality Management System implementations. He served as Coordinator of Curricular Units in Financial and Banking disciplines and was a member of the Pedagogical Council (2006–2014).
- Affiliations: ISCTE Business School, Instituto Superior de Gestão Bancária
- Key Roles: Lecturer, Curriculum Coordinator, ISO Implementation Lead
His expertise bridges academic teaching and practical banking operations, emphasizing quality management and financial systems in the banking industry.




