معرفی
Geraldo Cerqueiro is an Associate Professor in the Department of Finance at the Católica Lisbon School of Business and Economics, part of the Catholic University of Portugal. His research focuses on financial intermediation, credit markets, and small business lending, with a specialization in debtor protection laws, bankruptcy frameworks, and entrepreneurship dynamics.
Education:
- PhD in Finance, Tilburg University (2009)
- MSc in Economics, Universitat Pompeu Fabra (2003)
- B.A. (Licenciatura) in Economics, Catholic University of Portugal (2001)
Research Interests: Cerqueiro explores how legal frameworks influence credit access, small business survival, and innovation. Key themes include the impact of bankruptcy laws on startups, collateralization practices in loans, and the role of bank supervisors in mitigating zombie lending. His work bridges theoretical finance with policy implications for regulatory frameworks.
Publications Trends: Recent work highlights political uncertainty's role in credit allocation, rent control effects on inequality, and the interplay between debtor rights and business dynamism. Earlier studies analyze collateral structures, loan monitoring, and geographic factors in lending decisions.
Awards & Editorial Roles: He serves as an Associate Editor for the Journal of Banking and Finance. No specific prizes are listed, though his contributions to financial regulation research are notable.
Professional Activities: His research has been applied in policy discussions on bankruptcy reform and small business financing, though no explicit grants or lab affiliations are detailed in the provided texts.
