
معرفی
Binru Zhao is a Lecturer at the Bangor Business School, specializing in Empirical Banking, Financial Intermediation, and Corporate Credit Markets. He joined the institution in September 2022 and has been actively engaged in research with policy and media impact.
Education:
- PhD in Finance, University of Bath (awarded April 2023)
His research focuses on ESG investing, reputational risk, debt choice, and the interplay between bank funding constraints and market liquidity. His work has been featured in major media outlets like the Columbia Law School Blue Sky Blog and the Daily Telegraph.
Scientific Awards:
- PERC Oxford Research Symposium Best Paper Award
He has held a visiting position at the Bank of Finland and collaborates with institutions such as the Wales Innovation Network. His publications appear in top journals including the Journal of Corporate Finance and the European Financial Management.



