معرفی
Antonella Malinconico is a faculty member at the University of Sannio's Department of Law, Economics, Management and MET.QUANT. She teaches courses such as Financial Institutions Management and Risk Management across various degree programs (Business Economics, Statistical and Actuarial Sciences, Economics, Banking and Finance). Her research focuses on banking systems, credit risk management, financial regulation, and debt recovery services. Recent work examines digital financial reporting's impact on transparency, best practices in debt recovery, and non-performing loans strategies.
Key publications include analyses on Italian banking industry dispute resolution, macroeconomic trends in secured loans, and regulatory challenges. She explores topics like XBRL implementation in financial reporting, SME financing under Basel norms, and strategic options for NPL management aligned with ECB guidelines. Her contributions address both academic and practical aspects of banking operations, risk governance, and technological advancements in financial services.
Malinconico's expertise spans empirical studies on customer experience in retail banking and the evolution of regulatory frameworks post-Basel II/III. She actively engages with industry challenges such as debt collection efficiency, corporate governance reforms, and technology-driven solutions for risk mitigation.


