
معرفی
Dr. Wenling Lu is an Associate Professor of Finance at the Department of Finance and Commercial Law, Haworth College of Business, Western Michigan University. Her research focuses on bank regulation, structural failures, capital markets, and peer-to-peer lending dynamics. She holds a Ph.D. in Finance from Washington State University, an MBA from Auburn University, and a B.B.A. from National Taiwan University of Science and Technology.
Her teaching emphasizes financial management and institutions, reflecting her expertise in banking systems. Key research contributions include studies on the impact of TARP programs, regulatory frameworks for bank funding, and the role of occupational trust in P2P lending. She previously served as a research analyst at the Milken Institute and published extensively on banking crises and regulatory interventions.
Dr. Lu's work spans over a decade, analyzing post-financial crisis dynamics, director turnover in US banks, and comparative growth patterns between banks and credit unions. Her articles highlight themes like regulatory compliance, corporate social responsibility, and the interplay between interest groups and policy-making.



