Vahid Saadi

Vahid Saadi is a Senior Lecturer in Finance at the University of Liverpool and a Research Affiliate at the Halle Institute for Economic Research (IWH), part of the Leibniz Association. His research focuses on banking, real estate markets, and corporate finance. He teaches at the University of Liverpool and has published in leading journals such as the Review of Financial Studies and Journal of Monetary Economics. His work examines topics like the impact of banking crises on real-sector restructuring, the role of regulatory policies like the Community Reinvestment Act in mortgage supply, and the effects of public bank guarantees on allocative efficiency.

Key research contributions include analyzing how supervisory forbearance during the 2008 crisis influenced regional economic outcomes and how bank guarantees prolong unproductive firms' survival. His recent work also explores trade shocks' effects on banking market structures and small business lending.

Publications highlight his expertise in empirical banking, with studies published in Economic Inquiry, Journal of Banking and Finance, and others. His research bridges theoretical frameworks with real-world economic phenomena, emphasizing policy implications for financial stability and market efficiency.