Rikke Sejer Nielsen

Rikke Sejer Nielsen is an Assistant Professor in the Department of Business & Management (DBM) at the University of Southern Denmark, specializing in Finance. Her research focuses on mortgages, life cycle economics, consumption smoothing, and household financial decision-making. She holds a Ph.D. in Finance and has contributed to significant studies on how interest-only mortgages influence savings and consumption patterns across different life stages. Her work integrates register data and behavioral economics to analyze household responses to economic shocks like rising interest rates or stock market fluctuations. Nielsen has published in top journals such as Management Science and actively engages in public communication through podcasts like Rig på Viden, explaining complex financial concepts to broader audiences. She teaches courses including Principles of Finance and Finansiering, Investering og Virksomhedsstrategi.

Her research has explored topics such as how households adjust consumption during financial crises and the long-term implications of mortgage decisions. She collaborates with institutions like Copenhagen Business School and frequently appears in media discussions on personal finance and economic policy.

Nielsen’s research has been cited in various policy contexts, emphasizing practical applications of her findings. She has received attention for her work on liquidity constraints and their effects on elderly households’ financial stability. Grants and advisory roles are not explicitly listed, but her involvement in interdisciplinary projects suggests active engagement in funding initiatives.