Paulina Maria Verhoff

Paulina Maria Verhoff is a doctoral student and researcher at Frankfurt School of Finance & Management, with a visiting researcher appointment at New York University (NYU) in Fall 2024. She holds a B.Sc. in Economics from Justus Liebig University and an M.Sc. in Finance from Frankfurt School, where she worked as a research assistant.

Her research focuses on empirical corporate finance and applications of machine learning in financial data generation, particularly in areas like loan covenant violations and institutional investor behavior. Her work leverages AI to create novel datasets and analyze market dynamics around financial covenants.

She has presented at numerous conferences including the Harvard-Wharton Insolvency and Restructuring Conference and the NBER Big Data and Securities Markets Conference. Her papers, co-authored with prominent scholars, introduce CovenantAI for analyzing SEC filings and examine trading patterns of institutional investors like CLOs around covenant violations.

Notable scientific recognition includes the Best PhD Presentation Award at the Generative AI Conference Concordia University. Her career bridges academic research with practical applications in financial intermediation and AI-driven data analysis.