Patrick Kunzelmann

Patrick Kunzelmann is a Researcher at the Institute of Insurance Economics (IVW) within the University of St. Gallen, Switzerland. He serves as a key contact for the institute's research initiatives and continuing education programs, with expertise spanning insurance economics and financial risk management.

His research focuses on critical areas of modern insurance economics:

• Geopolitical risk assessment in insurance markets
• Earthquake risk modeling for Swiss insurance frameworks
• Artificial intelligence applications in financial services
• Insurance business innovation and certificate program development

These research streams directly support the IVW's mission to advance insurance economics through academic rigor and industry collaboration, particularly evident in their 2025 WRIEC conference participation and ongoing studies of Swiss earthquake insurance mechanisms.

Kunzelmann actively contributes to the institute's educational ecosystem through the Insurance Business Certificate program (launching 2026) and the Executive Master in Insurance & Financial Services, bridging academic research with professional development in the insurance sector.