Hato Schmeiser

Prof. Hato Schmeiser is a Full Professor of Risk Management and Insurance Economics at the University of St. Gallen, serving as Chairholder of the Chair for Risk Management and Insurance since 2005. He also serves as Managing Director of the Institute of Insurance Economics (IVW-HSG) and was Dean of the School of Management (2017-2023). His academic journey includes a doctoral degree from the University of Passau (1997), a postdoctoral qualification (Habilitation) from Humboldt University Berlin (2003), and professorships at the Universities of Münster and Frankfurt.

Education:

• Doctorate in Business Administration (Dr. rerum politicarum), University of Passau (1997)
• Habilitation in Business Administration, Humboldt University Berlin (2003)
• Studies in Business Administration at the University of Mannheim (1987-1993)

Research focuses on Risk Management, Insurance Regulation, Behavioral Insurance, and Strategic Management of Insurance Companies. Key themes include optimal risk pooling, capital allocation under Solvency II/SST, and consumer preferences for insurance products. His work bridges theoretical models and practical regulatory challenges.

Publications emphasize innovative reinsurance solutions, pandemic risk insurability, and digital monitoring in insurance. Recent work explores big data's impact on risk classification and privacy.

Awards highlight contributions to insurance economics, including multiple recognitions from the American Risk and Insurance Association and Emerald Literati Network. He has held leadership roles in professional organizations like the European Group of Risk and Insurance Economists (EGRIE, President 2015-2016).

Grants include Swiss National Science Foundation funding for studies on investment guarantees and regulatory impacts. Active in editorial roles for journals like Geneva Risk and Insurance Review and The Journal of Insurance Issues. Oversees the IVW's research on insurance trends and policy implications.

Labs/Teams: Leads the IVW-HSG, a leading research hub in insurance economics, collaborating with industry and academia on projects like pandemic risk modeling and digital insurance transformation.