Nikhil Bhatia

Nikhil Bhatia is an Adjunct Professor of Finance and Business Economics at the USC Marshall School of Business, specializing in cryptocurrency and global macroeconomic analysis. He is the founder of The Bitcoin Layer, a research provider that examines Bitcoin’s role as a digital asset, and author of the #1 bestseller Layered Money: From Gold and Dollars to Bitcoin and Central Bank Digital Currencies. His expertise spans fixed income markets, Bitcoin valuation frameworks, and macroeconomic implications of digital currencies. Bhatia has been featured in major media outlets like CNBC, ABC News, and Reuters, offering insights on Bitcoin’s limited supply dynamics and its classification as 'digital gold.'

• Adjunct faculty at USC Marshall since at least 2023
• Teaches courses on fixed income and Bitcoin
• Co-founder of The Bitcoin Layer
• CFA and CMT charterholder
• BA in Social Sciences (USC), Master in Finance (IE Business School)

His research focuses on Bitcoin’s economic properties, including its algorithmically constrained supply and parallels to traditional monetary systems. He has analyzed the impact of Bitcoin ETFs and regulatory shifts on market adoption, emphasizing scarcity-driven value propositions. Media appearances include commentary on post-election crypto policy under President Trump and Bitcoin’s price volatility.

Contact: nikhilb@marshall.usc.edu