Nicolas Andre Benigno Serrano-Velarde

Nicolas Andre Benigno Serrano-Velarde is an Associate Professor in the Department of Finance at Bocconi University. He holds a Master’s Degree from Sciences Po and a Ph.D. from the European University Institute. His research focuses on financial economics, innovation policy, bankruptcy law, and small business financing dynamics.

• Education: Master’s (Sciences Po), Ph.D. (European University Institute)

Research interests include analyzing trade credit mechanisms, basic vs applied research spillovers, lending standards across economic cycles, and the impact of bankruptcy laws on corporate financing decisions. Notable work includes developing the Intuit QuickBooks Small Business Index, a real-time monitoring tool for microbusinesses in the US, Canada, and the UK.

Key contributions include demonstrating how basic research drives economic growth, revealing the role of credit card financing in small enterprises, and examining downstream competition through supplier credit practices. His research has been cited in the U.S. Economic Report of the President and recognized with the 4Nations Cup Competition award for the 2018 paper on lending standards.

Collaborations include partnerships with Intuit QuickBooks for data-driven economic studies. His work bridges theoretical economic models with empirical analysis of corporate finance, policy implications, and market dynamics.