Mrinal Mishra

Mrinal Mishra is Senior Lecturer in Finance at the University of Melbourne's Faculty of Business and Economics. His research examines financial intermediation in developing economies, fintech innovation, and applications of machine learning to unstructured financial data. With PhD training from the University of Zürich and Swiss Finance Institute, Dr. Mishra investigates how banking competition impacts microfinance access and develops NLP methods for analyzing financial narratives.

Recent work includes estimating green bond premiums using text analysis, evaluating fintech adoption during crises, and detecting predatory financial apps with machine learning. Field experiments explore how debt relief influences savings behaviors and how conflict dynamics affect lending practices. His research on 'Banking on Competition' demonstrates spillover effects when traditional banks enter microfinance markets, while 'Narratives and Business Creation' examines how cultural stories influence entrepreneurial activity.

Dr. Mishra's methodological contributions include developing natural language processing frameworks for financial documents and creating machine learning systems to combat fintech fraud. He maintains active research collaborations through data.org-funded projects examining financial inclusion barriers in emerging economies.