Melina Ludolph

Melina Ludolph is an Assistant Professor of Financial Economics at Otto von Guericke University Magdeburg (OvGU) and Head of the Research Group on Banking, Regulation, and Incentive Structures at the Halle Institute for Economic Research (IWH). She holds a PhD from Humboldt University of Berlin. Her research focuses on banking regulation, financial stability, financial crises, and applied econometrics. Key themes include analyzing regulatory impacts on financial systems, income distribution effects of banking policies, and the stability implications of CoCo bonds.

Her work combines empirical methods with macroeconomic and financial data. Notable contributions include studying how capital regulation influences bank size-volatility dynamics and the heterogeneous household income effects of European banking reforms. She also explores earnings opacity in financial reporting linked to hybrid capital instruments.

Ludolph collaborates with international institutions and co-leads the FYI newsletter for junior researchers in finance. She has presented at conferences such as the Financial Intermediation in the Third Millennium conference.

Her research affiliations include the Leibniz Institute for Economic Research Halle (IWH) and the Olin Business School, Washington University in St. Louis as a WFA-CFAR Research Affiliate.