Martin L. Bretz

Martin L. Bretz is an Adjunct Professor at The American College of Financial Services, specializing in Retirement Income Certified Professional® (RICP®) course instruction. With over 30 years of private-sector experience in insurance and financial services, his expertise focuses on Insurance Planning and Medicare strategies.

His research and publications emphasize adapting retirement planning to evolving market conditions, optimizing client retirement styles through risk assessment, and mitigating longevity-related financial risks. Recent contributions include analyses of retirement income sustainability and longevity-driven financial planning challenges.