Maria Rita Scarpitti

Maria Rita Scarpitti is a researcher at Sapienza University of Rome, affiliated with the Department of Methods and Models for Economy, Territory, and Finance within the Faculty of Economics. She teaches Mathematics for Insurance and Mathematics Basic Course to Business Sciences students.

• PhD-level expertise in actuarial mathematics and financial risk modeling
• Specializes in innovative insurance structures (takaful, microtakaful, chrono-urbanism)
• Active in quantitative finance and catastrophe risk management

Her research focuses on:

• Stochastic volatility modeling for insurance products
• Chrono-urbanism applications in pay-as-you-drive insurance
• Development of Sharia-compliant insurance frameworks
• Long-term care annuity pricing mechanisms

Key publication areas include:

• Securitization of insurance risks
• Catastrophe bonds for disaster risk
• Behavioral economics in insurance fraud
• Cultural adaptations in financial contracts

Contact: mariarita.scarpitti@uniroma1.it