Henriette Elise Breymann

Prof. Henriette Elise Breymann is a Professor in the Department of Finance, Risk Management and Econometrics at the ZHAW School of Engineering, Zurich University of Applied Sciences (ZHAW). Her research focuses on financial risk modeling, algorithmic contract standards (ACTUS), big data analytics, and regulatory technology (RegTech). She has led numerous projects, including Data Driven Financial Risk and Regulatory Reporting, Strengthening Swiss Financial SMEs through Reinforcement Learning, and Explainable AI in Credit Risk Management.

Her work intersects finance, physics, and computational methods, with contributions to energy economics (e.g., renewable energy systems), high-frequency financial data analysis, and quantum chaos applications. She co-authored Unified Financial Analysis: The Missing Links of Finance (2009) and pioneered the ACTUS framework for standardizing financial contracts.

• Projects: 12+ leadership roles in applied finance, risk modeling, and energy systems.
• Key Expertise: Regulatory reporting, stress testing, and data-driven financial systems.
• ACTUS Standard: Global initiative for granular financial contract representation.

Her research spans interdisciplinary collaborations, including the Risk- and Finance-Lab, and has been presented at major conferences like the Society for Economic Measurement. She advises on regulatory innovations and financial resilience strategies for SMEs.