Germán López Espinosa

Germán López Espinosa serves as Professor in the Department of Business at the University of Navarra's Faculty of Economic and Business Sciences. His research focuses on finance, accounting, and banking with emphasis on regulatory frameworks, fintech, and credit union dynamics.

He holds a PhD from the University of Alicante (2004) with thesis "La información utilidad y valoración en el mercado bursátil español" supervised by Dr. Manuel Larrán Jorge and Dr. Joaquín Juan Marhuenda Fructuoso.

His research spans banking regulation (particularly IFRS 9 implementation), earnings management, depositor discipline, and pandemic-era financial stability. Recent publications analyze bank-fintech collaboration (2025), COVID-19's impact on Spanish banks (2023), and credit union risk dynamics (2022). As member of the MFA Macro, Finance and Accounting research group, he examines financial innovation and regulatory adaptation in evolving markets.

No scientific awards are documented in available sources. Information regarding student supervision and research grants remains unspecified in current records.