Andrés Mesa Toro

Andrés Mesa Toro is an Assistant Professor in the Department of Business at the Faculty of Economics and Business, University of Navarra, actively contributing to the MFA Macro, Finance and Accounting research group. He earned his PhD from the University of Navarra in 2018 with a dissertation on credit union financial stability supervised by Dr. Germán López-Espinosa and Dr. Javier Gomez Biscarri.

Education:

• PhD in Finance, University of Navarra (2018)

Research Focus: Dr. Mesa Toro specializes in credit union stability, corporate governance, and behavioral finance. His work examines how religiosity, board diversity, and corruption perceptions impact financial decision-making, combining rigorous empirical analysis with institutional economics to address regulatory challenges in banking systems. Key methodologies include econometric modeling of large financial datasets.

Publication Trends: His 2021-2025 research reveals three dominant trajectories: (1) governance-behavioral linkages in credit unions (e.g., religiosity effects), (2) market-level consequences of institutional quality (e.g., corruption's bond market impact), and (3) operational risk dynamics in member-owned institutions. These studies consistently bridge theoretical finance with real-world regulatory implications.

Scientific Recognition: No formal awards documented in current records.

Mentorship & Funding: While thesis supervision history isn't publicly itemized, his doctoral training under prominent finance scholars suggests active graduate involvement. Research appears institutionally funded through University of Navarra channels with no external grant specifics disclosed.

Research Infrastructure: As core faculty in the MFA group, he leverages collaborative networks across macroeconomics, financial engineering, and accounting disciplines, facilitating cross-border credit union studies using European and US regulatory databases.