معرفی
David Igual Molina is a Part-time Senior Lecturer at the Barcelona School of Management, Pompeu Fabra University, specializing in Fintech and Banking. He is also the co-founding partner and COO of Fintech Pensium, where he drives operational strategy for financial technology solutions.
His educational background includes:
- Master in Marketing from ESADE
- Degree in Economics from the University of Barcelona
His research centers on the transformative impact of technology on financial systems, with emphasis on digital banking disruption, emerging fintech business models, and blockchain applications. He investigates how technological innovation reshapes traditional financial services through rigorous analysis of market dynamics and regulatory frameworks.
His scholarly output demonstrates a focused trajectory in fintech evolution, exemplified by his 2018 article analyzing finance reinvention through technology. This work establishes foundational insights into digital transformation across banking sectors, highlighting subfields including decentralized finance architectures and consumer behavior shifts in digital financial ecosystems.
