معرفی
Bert Smoluk is a Professor of Finance at the School of Business, University of Southern Maine. His expertise spans financial economics, asset pricing models, and the economics of long-term disability claims. He teaches both undergraduate and graduate courses including Investment Management, Derivatives, and Financial Management.
His research focuses on macroeconomic influences on disability insurance applications, consumption-to-wealth ratios, and option valuation. Notable contributions include examining the relationship between unemployment rates and disability insurance claims, and analyzing stock returns through time-varying risk aversion. Smoluk has also explored small business simulation cases and bank geographic diversification strategies.
Publications span topics from system dynamics modeling to cultural rigidity in banking, reflecting his interdisciplinary approach. His work frequently bridges theoretical frameworks with practical applications in policy and financial markets.
