معرفی
Benjamin Keys is the Rowan Family Foundation Professor of Real Estate and Finance at the Wharton School, University of Pennsylvania. He holds joint appointments in Finance and Real Estate, and serves as a Research Associate at the National Bureau of Economic Research. His research focuses on household finance, real estate economics, applied econometrics, labor economics, and urban economics, with recent emphasis on climate risk, mortgage markets, and foreign investment in U.S. housing.
Education:
- Ph.D. in Economics, University of Michigan (2009)
- M.A. in Economics, University of Michigan (2005)
- B.A. in Economics and Political Science, Swarthmore College (2001)
Research Interests: Dr. Keys explores how economic conditions influence household financial decisions, mortgage market dynamics, and the interplay between housing markets and broader economic systems. He has examined topics such as refinancing behavior, equity extraction during housing booms, and the redistributive effects of U.S. mortgage policies. His work bridges theory and empirical analysis, often employing large-scale datasets and innovative identification strategies.
Articles Trends: His recent publications analyze the impacts of climate risk on property insurance, the role of global capital in shaping local housing markets, and the consequences of job displacement on credit market outcomes. These studies highlight systemic vulnerabilities and policy implications across housing, finance, and labor markets.
Awards:
- Wharton Teaching Excellence Award (2018, 2019, 2020)
Advising/Grants: Keys has held leadership roles in initiatives like the Kreisman Initiative on Housing Law and Policy and serves on academic councils for the Consumer Financial Protection Bureau. His research has been funded by entities such as the National Bureau of Economic Research and the Federal Reserve Board.
Labs/Teams: Collaborates with interdisciplinary teams on projects involving housing data analytics, climate risk modeling, and policy design. Active in mentoring students through Wharton’s real estate and finance programs.
