معرفی
ANA MARIA LOZANO VIVAS is a Professor at the University of Málaga (Spain), affiliated with the Department of ECONOMIC THEORY AND HISTORY. She holds a prominent academic role, teaching courses such as Introduction to Economics, Intermediate Microeconomics, and Final Degree Projects in Economics and Business Administration. Her teaching hours include office hours on Thursdays and Fridays in room 3414 ECO.
Her research focuses on the Fundamentals of Economic Analysis, with a strong emphasis on banking efficiency, regulatory policies, and macroeconomic dynamics. Key areas include banking business models, risk management, monetary policy impacts, and cross-border financial activities. Her work integrates econometric methods, machine learning, and empirical analysis to address challenges in financial stability and institutional governance.
Recent research highlights include studies on technology-driven M&A in banking, macroprudential policy interactions, and the sustainability of banking operations in Europe. She has contributed to international debates on bank stability during crises and the role of corporate governance in mitigating risk.
Her publications span over three decades, with a consistent output analyzing banking efficiency, regulatory frameworks, and the economic implications of financial policies. While no specific awards are listed, her extensive publications reflect recognition in her field. She advises students through final degree projects and maintains active collaborations in European banking studies.

