Yao Li

Yao Li is a researcher at Hertfordshire Business School, University of Hertfordshire, focusing on digital financial inclusion and its socioeconomic and environmental impacts. Their work intersects economics, finance, and data science, with a strong emphasis on emerging markets and spatial econometric analysis.

Research Interests: Yao Li’s work explores the dual role of digital financial inclusion as both a potential "digital divide" and a "digital dividend," examining its influence on household consumption patterns and carbon emissions. Their studies integrate spatial spillover effects to understand regional interdependencies.

Publication Trends: Recent outputs (2022–2025) highlight interdisciplinary research bridging finance, environmental economics, and spatial analysis, particularly in Chinese and post-industrial contexts. Topics include microeconomic evidence on carbon emissions, rural-urban connectivity, and second-order city revitalization.

Collaborations: Collaborative projects span economics, econometrics, and finance, with external partnerships visible in their research network. They maintain an active ORCID profile (https://orcid.org/0000-0001-7504-3820) for academic visibility.