Trond Arne Borgersen

Trond Arne Borgersen is a Professor at Høgskolen i Østfold (Norwegian University of Science and Technology, Oslo and Akershus) within the Department of Economics, Innovation and Society. He holds a part-time position at the Arctic University of Norway’s School of Business and Economics. His research focuses on housing markets, mortgage markets, and macroeconomic developments in transition/developing economies. He teaches courses in Economics (Microeconomics, Macroeconomics, Public Economics) and Finance (Global Markets, Investment Theory).

Previously, he worked at the Norwegian Financial Supervisory Authority and the University of Agder. He is affiliated with the Applied Economics Research Group, Eurasia Research Group, and the Center for Real Estate Economics (University of Agder). His work bridges theoretical models (e.g., DiPasquale-Wheaton frameworks) with empirical analysis of housing policy impacts, financial risk dynamics, and structural economic transitions.

Key research themes include mortgage-lending behavior, housing market cycles, and the interplay between macroeconomic policies and financial stability. His recent publications explore Baltic housing market integration, LTV ratio implications, and policy responses to housing booms/busts. He frequently engages with public discourse through articles in Norwegian media (e.g., Demokraten, Sarpsborg Arbeiderblad), addressing topics like household debt risks, regional economic disparities, and municipal financial management.

His interdisciplinary approach combines econometric modeling with institutional analysis, contributing to policy debates on housing finance, transition economies, and regional development strategies.