Thomas Krause

Thomas Krause serves as Senior Research Economist at Danmarks Nationalbank (Danish National Bank) and Research Affiliate at the Halle Institute for Economic Research (IWH) since 2021. His work bridges central banking practice with academic research in financial economics, focusing on empirical analysis of banking regulation and financial stability.

Dr. Krause's research interests span Financial Market Stability, Banking Regulation, Political Economy of Banking Systems, Housing Finance, and Finance-Inequality Connections. His methodology typically employs staggered implementation of regulatory changes across jurisdictions as natural experiments, with particular expertise in European Banking Union directives and US mortgage market dynamics.

His publication record shows strong focus on how banking regulations affect funding costs, credit supply, and real economic outcomes. Recent work examines connections between banking deregulation and mortality inequality, lender-specific mortgage shocks and macroeconomic performance, and transposition delays in European Banking Union implementation. His research combines theoretical frameworks with extensive empirical analysis using micro-level financial data.

Dr. Krause has contributed to policy discussions through Danmarks Nationalbank Economic Memos on inequality, savings, and rental market concentration. His work appears in top journals including Journal of Financial Stability, European Economic Review, and Journal of International Money and Finance.

His academic background includes studies at Universität Leipzig and a PhD from Otto-von-Guericke-Universität Magdeburg. He has teaching experience in Microeconometrics at Magdeburg University and Macroeconomics/Econometrics at Leipzig University.