Hashem Zarafat

Hashem Zarafat, MBA, is a Lecturer at Wittenborg University of Applied Sciences (since 2020) and a PhD candidate in Finance and Economics at the University of Tartu, Estonia. He specializes in interdisciplinary business education, research, and consulting, focusing on capital markets, venture capital, and emerging markets. His teaching spans Corporate Finance, Investment, and Entrepreneurship, among other domains.

• Education: PhD candidate in Finance and Economics (University of Tartu, Estonia)
• Research: Active in development economics, technical analysis, and valuation frameworks for BioTech/MedTech startups. Supervised over 100 business research projects and a team at Tartu’s research project on startup valuation.
• Professional Roles: Member of research committees, accredited appraiser, and internal moderator. Serves on EIT Health’s Mentoring and Coaching Network, aiding entrepreneurs in financial planning and investor outreach.

Awards: Recognized as an award-winning lecturer (specific awards unspecified).

Consulting & Impact: Advises startups in Germany and the U.S., focusing on business plans, financial projections, and investor engagement. Collaborates with Enterprise Estonia on policy submissions for startup valuation frameworks.