Deborah Ralston

Professor Deborah Ralston is a researcher and thought leader in financial services, holding a Professorial Fellow role at Monash University. She specializes in digital disruption, superannuation, and financial regulation. Currently, she serves as Chair of the SMSF Association and a member of the Reserve Bank of Australia’s Payments System Board. She previously chaired ASIC’s Digital Finance Advisory Committee (DFAC) and is involved with the YBF FinTech Hub Advisory Board. Her work bridges academic research and industry policy, focusing on evolving financial landscapes and regulatory challenges.

• Affiliations: Monash University (Professorial Fellow), SMSF Association (Chair), Reserve Bank of Australia (Payments System Board Member).
• Research Interests: Exploring how technology disrupts traditional financial systems, regulatory frameworks for digital finance, and sustainable superannuation practices. Her work often addresses the intersection of policy and innovation in financial sectors.