About
Danny McGowan is Professor of Finance at Durham University Business School, specializing in applied microeconomics with emphasis on banking systems, financial intermediation, and household economics. He leads significant research projects funded by ESRC, Leverhulme Trust, and British Academy totaling approximately £600,000.
Research explores:
- Banking market structures and mortgage securitization
- Fintech disruption and regulatory impacts
- Household financial distress during economic crises
- Real estate market dynamics
Publications demonstrate consistent focus on financial innovation and crisis response, with recent work analyzing pandemic economics, privacy regulations' market effects, and regional poverty mapping. Research consistently examines how financial institutions adapt to technological and regulatory changes.
Currently supervises doctoral candidate Dora Wu. Established the SilverCloud online mental health platform now used in over 75% of NHS services.
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