Bernhard Koye

Prof. Bernhard Koye is a Professor and Director of the Swiss Institute for Financial Education (SIF) at Kalaidos University of Applied Sciences in Zurich. His academic and professional career spans roles in banking strategy, executive education, and financial transformation. He holds a PhD (2000-2004) and MBA (1991-1997) from the University of Zurich. Key affiliations include leadership at UBS AG, Swiss Finance Institute (SFI), and Kalaidos FH's financial education programs.

Research focuses on banking strategy, digital transformation, customer-centric models, and resilience. He has pioneered studies on multichannel banking architecture, industrialization of banking processes, and the impact of digitalization on financial services. His work emphasizes leveraging technology and innovation to enhance banking efficiency and customer value.

Publications span over 100 articles and monographs addressing topics like blockchain, big data in finance, and agile banking models. He frequently moderates industry conferences (e.g., BANK-IT Annual Conference) and collaborates with institutions like the Swiss National Bank (SNB) and FINMA.

Education programs at SIF emphasize applied research aligned with industry needs, including MAS/DAS/CAS programs in financial management. His leadership has grown SIF's market share to 25% in Swiss banking education, expanding into French-speaking Switzerland through partnerships.