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نمایش ۷۳۶-۷۵۰ از ۲۴٬۸۶۸ استاد راهنما

اطلاعات پروفایل‌ها از صفحات عمومی دانشگاه‌ها گرفته شده و ممکن است به‌روز نباشد.

BEN OTHMAN Hakimمشاهده پروفایل

استاد

ICN Business SchoolFrance

Professor Hakim BEN OTHMAN holds a Professorship in Accounting at ICN Business School (France), with 25 years of academic experience spanning research, teaching, and professional practice. His work focuses on Fintech, financial reporting standards (IFRS), corporate governance, and social responsibility disclosures. He has held leadership roles including President of the Research Committee at the American University of Malta (AUM) and chaired the Accounting Group at Tunisia’s first U.S.-style business school. He is an accredited trainer with ITTCC and has served on editorial boards for four ABS/ABDC-ranked journals. Education: He earned a PhD in Accounting from the University of Tunis (2005), followed by two Habilitation à Diriger des Recherches (France/Tunisia). He holds an MBA from ISCAE (1998) and a Bachelor’s in Accounting from Carthage University (1995). Research Interests: His work bridges accounting practices with technological advancements (blockchain/Fintech), sustainability (UN SDGs), and cross-cultural studies on tax evasion/corruption. Notable contributions include machine learning analyses of E-government efficacy and cultural impacts on financial behaviors. He has been awarded the Emerald Literati Prize (2016/2017) and the U.S. IVLP program for entrepreneurship development. Teaching: He teaches courses on blockchain technologies, financial data analysis, and accounting standards across institutions like ICN (France), PSU (Saudi Arabia), and the American University of Malta. Recent courses include blockchain strategies at the Paris La Defense campus and fintech’s role in sustainable finance. Professional Experience: Formerly a consultant at Deloitte and KPMG, he led ACCA training programs and participated in AACSB accreditation processes. He has supervised 9 PhD students and reviewed numerous doctoral theses internationally, serving on Tunisia’s National Examiner Board for academic hiring.

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Anton Didenkoمشاهده پروفایل

دانشیار

University of New South WalesAustralia

Associate Professor Anton Didenko is a leading academic at UNSW Sydney's School of Private & Commercial Law, specializing in FinTech regulation, banking law, and central bank digital currencies (CBDC). He holds law degrees from Russia and the UK, including an MJur and DPhil from the University of Oxford. His research focuses on CBDC design, regulatory sandboxes, open banking frameworks, and cybersecurity in finance. University Affiliation: UNSW Sydney Key Academic Roles: Author of Banking Law in Australia (11th ed, 2024) and lead author of Customer Data Sharing Frameworks (2024) Global Engagement: Adviser to G20, Asian Development Bank, and UN agencies Research Interests: - CBDC policy and design implications - Regulatory frameworks for FinTech innovation - Cybersecurity in financial systems - Transnational commercial law and secured transactions - Open data and customer consent mechanisms Recent Articles: Focus on CBDC adoption in Pacific economies, weaponization of digital currencies in geopolitical conflicts, and comparative analysis of blockchain liabilities. His work bridges legal, technological, and policy dimensions of financial innovation. Awards : Australian Academic of the Year in Digital Finance (2023) Advising & Grants: - No listed advisees - Collaborations include Asian Development Bank-funded Pacific CBDC studies - Co-authored policy reports for UN Capital Development Fund and CPA Australia Labs/Teams: - Editor-in-Chief of the Cape Town Convention Journal - Co-leader of UNSW's FinTech regulation research initiatives

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Devin G Popeمشاهده پروفایل

استاد

Pompeu Fabra UniversitySpain

Devin G. Pope is the Steven G. Rothmeier Professor of Behavioral Science and Economics at the University of Chicago's Booth School of Business. His research examines psychological biases in economic decision-making using observational data across diverse markets including healthcare, voting, transportation, and consumer behavior. Pope has published extensively in top economics journals (American Economic Review, Quarterly Journal of Economics), general science publications (Science, Nature), and interdisciplinary outlets (Management Science, Psychological Science). His research interests bridge behavioral economics and psychology, focusing on vaccination incentives , racial bias measurement , consumer decision heuristics , and observational data analysis . Recent work leverages smartphone data to study religious attendance patterns, voting wait times, and geographic mobility. Pope's research methodology emphasizes real-world field experiments and large-scale observational datasets to identify psychological biases affecting economic outcomes. Notable scientific contributions include: Co-editing the American Economic Review Amazon Scholar appointment (2019-2021) Robert King Steel Faculty Fellowship Steven G. Rothmeier Professorship Pope advises PhD students and teaches graduate courses including Behavioral Economics and Workshop in Behavioral Science. His research has received significant external funding for pandemic response studies and behavioral interventions. Pope maintains active research collaborations across economics, psychology, and public health disciplines through the Booth School's research centers and workshops.

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Demola Obembeمشاهده پروفایل

استاد

Nottingham Trent UniversityUnited Kingdom

Demola Obembe is a faculty member at Nottingham Trent University , where he serves as Head of Department for Strategy, Analytics and Operations within the Nottingham Business School . With over 20 years of academic experience, he has previously held leadership roles at De Montfort University, Queen Mary University of London, and other UK institutions. Education : Not explicitly mentioned in provided text Current Appointments : Head of Department (Nottingham Business School), Visiting Professor (University of Ibadan) Demola's research focuses on strategy process and practice , knowledge and innovation management , entrepreneurship , and social capital . His work spans diverse industries including banking, construction, biotechnology, and pharmaceuticals, with particular attention to: Mergers and acquisitions Knowledge sharing mechanisms Organizational crisis response Social capital in business Strategic communication Entrepreneurial ecosystems Recent publications (2021-2025) explore topics like: Crisis management in SMEs Debt financing in sub-Saharan Africa Higher education student motivations Social capital in post-conflict recovery Demola contributes to academic communities through: Editorial Roles : Associate Editor (Management Decision), Visiting Professor (University of Ibadan) Professional Memberships : British Academy of Management, Chartered Management Institute (Fellow), Higher Education Academy (Senior Fellow) His research emphasizes practical applications in strategic management and entrepreneurship, particularly in developing economies. Demola is actively involved in advising and mentoring students, though specific advisees aren't listed in the provided text.

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Mohamed Naimمشاهده پروفایل

استاد

Cardiff UniversityUnited Kingdom

Professor Mohamed Naim is a distinguished academic at Cardiff Business School, Cardiff University, where he holds the position of Professor in Logistics and Operations Management. He has served in several leadership roles, including former Head of the Logistics and Operations Management Section and former Deputy Dean at the Business School. He was also the founding director of the Centre for Advanced Manufacturing Systems at Cardiff (CAMSAC). He is actively engaged in high-impact research and industrial collaboration, currently leading a Knowledge Transfer Partnership (KTP) with Tower Cold Chain Solutions Ltd. and contributing to major research programs such as ASTUTE, ASTUTE2020, and AFAIR. His research interests center on the development of business systems engineering approaches to resilient supply chains, with a focus on sustainability, circularity, and flexibility in lean and agile systems. He has made significant contributions to supply chain dynamics, particularly in engineer-to-order (ETO) sectors such as construction and shipbuilding. His recent work explores digital transformation in logistics, including 5G-enabled smart ports, building information modelling (BIM), and AI-driven decision-making. The analysis of his recent publications reveals a strong trend toward interdisciplinary research, integrating operations management with healthcare (trauma systems), digital technologies, and sustainable industrial practices. His work frequently employs system dynamics, simulation, and empirical case studies to address complex supply chain challenges. Scientific Awards: Institution of Electrical Engineers' Manufacturing Division Premium (1996) Royal Academy of Engineering Global Research Award (2003) Professor Naim is actively involved in research supervision and has contributed to two Research Excellence Framework (REF2021) impact cases on innovative procurement and financially sustainable supply chains. He is a founding member of the Logistics Systems Dynamics Group (LSDG) and has led and co-directed multiple large-scale research initiatives. His work is characterized by strong industry engagement, particularly through Knowledge Transfer Partnerships and collaborations with public sector bodies like the Welsh European Funding Office (WEFO). Research Centers and Teams: Logistics and Operations Management Section, Cardiff Business School Centre for Advanced Manufacturing Systems at Cardiff (CAMSAC) Logistics Systems Dynamics Group (LSDG) ASTUTE / ASTUTE2020 / ASTUTE East programmes AFAIR project (Expert Advisor)

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Eli Bartovمشاهده پروفایل

استاد

New York UniversityUnited States

Eli Bartov is a Professor of Accounting at the Leonard N. Stern School of Business, New York University, where he has been a faculty member since 1992. He holds a Ph.D. in Accounting from the University of California, Berkeley, and a B.A. in Accounting and Economics from Tel Aviv University, along with a CPA designation. Ph.D., Accounting, University of California, Berkeley, 1989 B.A., Accounting and Economics, Tel Aviv University, 1977 CPA, 1979 His research focuses on financial reporting, executive compensation, forensic accounting, earnings management, equity valuation, and the role of social media in capital markets. He has published extensively in top-tier journals, exploring topics such as the predictive power of Twitter on earnings, post-earnings announcement drift, and the economic implications of executive stock options. His work bridges theoretical and empirical perspectives in accounting and finance. His recent publications show a strong trend in leveraging alternative data sources like social media to understand investor behavior and market efficiency, while maintaining a deep engagement with core accounting issues such as disclosure quality, fraud detection, and valuation. His interdisciplinary approach combines accounting, finance, and information systems. AAA/AICPA Notable Contributions to Accounting Literature Award (2022) Stern's Executive MBA Great Professor Award (2014–2019) Stern's Executive MBA Excellence in Teaching Award (2010) Professor Bartov has served as the coordinator of the Accounting Ph.D. Program (2001–2010) and teaches courses at the MBA, EMBA, and Ph.D. levels, including financial statement analysis and empirical research in financial accounting. He has advised doctoral students and contributed to academic leadership. He has also been an expert witness in high-profile legal cases, including the New York civil fraud trial against Donald Trump, where he testified on accounting standards and the absence of fraud. His research has practical implications for regulatory bodies (SEC, FASB, PCAOB) and corporate governance. He has collaborated with researchers across institutions and has contributed to both academic literature and public discourse on accounting integrity and market efficiency.

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Sohail Kamranمشاهده پروفایل

مدرس ارشد

University of BrightonUnited Kingdom

Sohail Kamran is a Senior Lecturer in Marketing at the School of Business and Law, University of Brighton, UK. He holds a PhD in Marketing from the University of Jyväskylä, Finland, and an MSc in Management from Brunel University, London. He is a Fellow of the Higher Education Academy (FHEA) and has been actively contributing to academic leadership, curriculum development, and student supervision since 2006. Education: PhD in Marketing, University of Jyväskylä (2018) MSc Management, Brunel University London (2006) Professional Teacher Education Certificate, Häme University of Applied Sciences (2022) Fellow of the Higher Education Academy (FHEA), UK (2023) His research centers on consumer vulnerability , financial inclusion , and transformative service research , particularly among low-income and unbanked populations in developing countries. He explores how marginalized consumers navigate marketplace challenges, face discrimination in basic services, and develop coping strategies under resource constraints. His work emphasizes ethical marketing and consumer wellbeing. The recent publications reflect a strong thematic focus on financial exclusion, informal financial systems, and digital financial inclusion via fintech and mobile wallets. His research combines qualitative methods with transformative service frameworks, often highlighting sociocultural and structural barriers faced by vulnerable consumers. Scientific Awards and Recognition: Fellow of the Higher Education Academy (FHEA), UK Professional Teacher Education Certificate in Pedagogical Studies Sohail Kamran actively supervises doctoral research in areas such as consumer vulnerability, marketplace inclusion, and marketing ethics. He serves as an external examiner for PhD theses at institutions including the University of Sussex and Air University Islamabad. He also engages in research collaboration with scholars from Finland and Pakistan. His upcoming visiting researcher position at the University of Jyväskylä in 2025 underscores his international academic engagement. Research Groups and Networks: Research Excellence Group: Business and Economic Change Active collaborator in transformative service and consumer vulnerability research networks

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Yudhvir Seetharamمشاهده پروفایل

دانشیار

University of WitwatersrandSouth Africa

Yudhvir Seetharam is an Associate Professor in the School of Economics and Finance at the University of the Witwatersrand, where he teaches undergraduate and postgraduate courses in investments, risk management, fintech, and financial data science. He also supervises postgraduate students and is actively involved in research and editorial leadership. His research interests include: Behavioural Finance Financial Data Science Investor Psychology and Sentiment Analysis Fintech and Big Data in Finance Market Efficiency and Corporate Finance His recent publications (2023–2025) reflect a strong focus on textual sentiment, social media analytics, and market dynamics in emerging economies. He frequently uses alternative data sources such as Twitter, news, and Wikipedia to analyze investor behaviour and market reactions across African and global markets. His work spans journals in finance, economics, and data science, highlighting an interdisciplinary approach. Notable scientific awards and recognitions include: Mail & Guardian Top 200 Young South Africans (2017) – Business and Entrepreneurship Top 100 Most Influential Young South Africans (#59) Gauteng Premier’s Youth Service Excellence Award – Economic Development Global Top 100 Innovators in Data & Analytics (2024) Yudhvir holds several editorial positions, including Editor-in-Chief of the South African Journal of Economic and Management Sciences and Associate Editor of the Journal of Behavioral Finance (from 2025). He also serves as Chief Analytics Officer at FNB Business, blending academic insight with real-world financial innovation. He is a Fellow of the South African Institute of Financial Markets and a member of the Royal Society of South Africa. His work bridges academia and industry, with a strong emphasis on applying analytics to solve financial challenges.

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David Hartzellمشاهده پروفایل

استاد

University of North Carolina at Chapel HillUnited States

David Hartzell is the Steven D. Bell and Leonard W. Wood Distinguished Professor of Finance at the Kenan-Flagler Business School, University of North Carolina at Chapel Hill. He specializes in real estate finance, private equity, and institutional investment strategies. As director of the Leonard W. Wood Center for Real Estate Studies, he oversees academic and practical initiatives in real estate education and research. He advises the UNC Real Estate Investment Fund, a student-managed private equity fund, and holds board roles at Highwoods Properties and multiple academic and corporate entities. Educational Background: PhD from UNC-Chapel Hill; MA and BS from University of Delaware His research focuses on global real estate investment strategies, portfolio construction, and the performance of real estate private equity. He co-authored Global Property Investment: Strategies, Structures, Decisions , widely adopted in academic curricula. His work bridges academic research and industry practices, with extensive consulting experience for firms like Heitman Capital Management and Salomon Brothers Inc. Key contributions include analyzing real estate volatility in global markets (e.g., Hong Kong), financial flexibility in REITs, and the role of mezzanine finance in commercial real estate. His articles span topics from beta asymmetries to land-use regulations in metropolitan areas. Professional Roles: Board member at Highwoods Properties, AREUEA president (2000), former associate dean for MBA Programs He leads the Real Estate Program at Kenan-Flagler, emphasizing hands-on learning through student funds and industry collaborations.

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Stephan Gollaمشاهده پروفایل

استاد

Fulda University of Applied SciencesGermany

Stephan Golla is a full-time Professor of Business & Management at the Fulda University of Applied Sciences. His academic focus spans Corporate Management and Entrepreneurship, with an emphasis on venture capital dynamics, entrepreneurial orientation, and lean startup methodologies. He contributes extensively to research in technology commercialization and social identity in entrepreneurship. Ph.D. in Business & Management (2009): Empirical thesis on Corporate Venture Capital M.Sc. in Business & Management (2000): Majors in Banking, Mechanical Engineering, and Innovation Management Golla's research explores intersections between social identity and entrepreneurial performance, startup finance, and innovation ecosystems. His recent publications analyze how founders' identities influence business outcomes and the evolution of entrepreneurial finance frameworks. His awards include the 2018 Sauer Foundation Best Paper Award in Social Entrepreneurship and the 2010 Vice Chancellor’s Award for Excellence at the University of Western Sydney. He has taught courses in Start-up Management, Innovation & Technology Management, and International Management. 2018: Best Paper Award (Social Entrepreneurship) 2010: Vice Chancellor’s Award for Excellence

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Nanda Kaji Budhathokiمشاهده پروفایل

پژوهشگر

University of QueenslandAustralia

Dr. Nanda Kaji Budhathoki is a Postdoctoral Research Fellow at the School of the Environment , University of Queensland, with expertise in environmental economics, climate change adaptation, and behavioral economics. He completed his PhD in Agriculture and Environmental Economics from Charles Darwin University in 2020. Education : PhD in Agriculture and Environmental Economics (2020), Charles Darwin University Research Interests : Focus on climate risk mitigation for agricultural communities, behavioral aspects of climate adaptation, socio-economic impacts of extreme weather events, and economic modeling for private land conservation. His work integrates environmental, economic, and social data to develop sustainable solutions. Publication Trends : Recent work explores climate risk management in agriculture (2025-2020), with specific focus on index-based insurance, farmer risk perception, and adaptation strategies. Earlier publications examine rural development economics (2017-2010), including microcredit impacts and crop innovation adoption.

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Emre Seferمشاهده پروفایل

دانشیار

Özyegin UniversityTurkey

Dr. Emre Sefer is an Associate Professor at the Faculty of Engineering, Özyeğin University, specializing in machine learning and bioinformatics. He holds a Ph.D. in Computational Biology from Carnegie Mellon University (2015), an M.S. in Computer Science from University of Maryland College Park (2011), and a B.S. in Computer Engineering from Boğaziçi University (2008). His research bridges graph machine learning with financial networks, bioinformatics, and data engineering. Ph.D.: Computational Biology, Carnegie Mellon University M.S.: Computer Science, University of Maryland College Park B.S.: Computer Engineering, Boğaziçi University Research focuses on applying machine learning to financial and biological networks: Bioinformatics : 3D genome modeling, protein modifications, transcriptomic analysis Graph Machine Learning : GNNs for fraud detection, drug response prediction, and network evolution Financial Networks : Cryptocurrency investment strategies, asset price prediction His lab (OzU Machine Learning in Finance and Bioinformatics Lab) develops graph-based deep learning methods for cross-domain applications, including NFT market analysis and chromatin structure prediction. He received the Best research paper award at Recomb 2016 for work on 3D genome architecture. Former postdoc at CMU Machine Learning Department Industry experience as Quantitative Strategist at Goldman Sachs and JPMorgan

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Rauf Ceylanمشاهده پروفایل

استاد

University of OsnabrückGermany

Rauf Ceylan is a full Professor of Contemporary Islamic Studies at the University of Osnabrück's Institute for Islamic Theology since 2009, with a specific appointment confirmed in the 2019/2020 academic year. He is also a member of the Institute for Migration Research and Intercultural Studies (IMIS) since 2011 and serves on the Council for Migration (RfM eV). His academic leadership extends to roles as Deputy Director of the Institute for Islamic Theology and membership in the University Senate since 2014. His educational background includes: Diploma in Social and Cultural Sciences from University of Applied Sciences Dusseldorf (2000) Doctorate in Sociology (Dr. rer. soc.) with magna cum laude from Ruhr University Bochum (2006) Doctorate in Religious Education (Dr. phil.) with summa cum laude from University of Vechta (2014) Ceylan's research focuses on the sociological aspects of Islam in Germany, particularly examining Turkish Muslim communities in the diaspora. His work spans contemporary Islamic studies, mosque dynamics, the role of imams, Islamic organizations, religion and migration, urban development, and religious extremism. He approaches these topics through both religious studies and sociological lenses, creating a distinctive interdisciplinary perspective on Islam in Western societies. His extensive publication record reveals consistent themes across decades of scholarship, with particular emphasis on the institutional development of Islam in Germany, the professionalization of Muslim community organizations, and the challenges of radicalization prevention. His recent work shows increasing focus on the academization of Islamic studies, financial sustainability of Muslim communities, and the experiences of specific religious minorities like Alevi communities within the German context. Ceylan serves on numerous advisory boards including the Scientific Advisory Board of the Federal Agency for Civic Education (since September 2023), and has held leadership positions in organizations like the Avicenna Scholarship Foundation. His expertise is frequently sought for policy consultation with various governmental bodies including the Federal Ministry for Family, Senior Citizens, Women and Youth. He has secured significant third-party funding for research projects, most notably serving as project leader until September 2021 for the consortium project 'Radical Islam versus radical Anti-Islam' funded by the Federal Ministry of Education and Research with 224,000 euros for the Osnabrück site. His research portfolio includes numerous projects on radicalization processes, Islamic welfare provision, and the structural development of Islamic theology as an academic discipline in Germany. Ceylan is actively involved in mentoring through the Avicenna Scholarship Foundation and serves on the board of the Future Forum Islam at the Federal Agency for Civic Education. His work bridges academia and practical community engagement, particularly through his leadership in establishing counseling centers for Salafism prevention in Hannover.

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Pankaj Kumar Maskaraمشاهده پروفایل

استاد

Nova Southeastern UniversityUnited States

Pankaj Kumar Maskara is a Professor of Finance at the H. Wayne Huizenga College of Business & Entrepreneurship , Nova Southeastern University. He holds a Ph.D. in Business Administration from the University of Kentucky and has academic credentials from Boston College, Middle Tennessee State University, and Tribhuvan University. His expertise spans corporate governance, information asymmetry, financial institutions, and fintech. Education : Ph.D. (University of Kentucky), M.S. in Finance (Boston College), M.B.A. (Middle Tennessee State University), B.B.A. (Tribhuvan University) Maskara's research focuses on corporate governance, financial inclusion through P2P lending, and AI applications in business. He has published in journals like Journal of Financial Economics and Journal of Banking and Finance . His work often bridges academic rigor with practical insights from his corporate and entrepreneurial experience. He received the 2019 International Teaching Award from the Financial Management Association for innovation in finance education. As CEO of Educators Park , he supports startup acceleration and cross-border business expansion in India/China. Maskara also authored books like Entrepreneur's Handbook and Making Sense of Accounting and Finance . Scientific Awards : 2019 International Teaching Award (FMA) He actively advises on entrepreneurship, has spoken at global forums like the Baidu World AI Conference, and contributes to community initiatives as president of a non-profit organization.

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İbrahim Halil Ekşiمشاهده پروفایل

استاد

Gaziantep UniversityTurkey

Prof. Dr. İbrahim Halil Ekşi is a faculty member at Gaziantep University’s Faculty of Economics and Administrative Sciences, Department of Business Administration. He has served as Professor (2020-present), Associate Professor (2014-2020), and Assistant Professor (2008-2014) at Gaziantep and Kilis 7 Aralık Universities. His research focuses on finance, financial markets, risk management, and corporate governance, with 57 academic publications. He has advised 9 PhD and 19 Master’s students, and received awards such as the 2024 Mesleki Dernekler Lisansüstü Gayrimenkul Tez Ödülleri Yarışması and 2017 Uludağ University Bilim-Sanat Ödülü. His education includes a PhD in Business Administration (2007, Süleyman Demirel University), Master’s in Business Administration (2003, Gaziantep University), and BSc in Business Administration (1998, Uludağ University). He has led projects like TÜBİTAK 1001’s 'Finansman ve Halka Açılma Tutumları (ISO 1000 Uygulaması)' and EU-funded studies on refugee financial inclusion. His editorial roles span journals like Journal of Economics and Business Issues and Financial Inclusion Across Asia . Active in professional associations (MUFAD, Finans Bilim Platformu), he teaches courses in International Finance, Financial Management, and Investment Analysis. Hakemli makaleleri, kitap bölümleri ve uluslararası konferans bildirileri Türkiye, Balkan ülkeleri ve BRICS-T ekonomileri üzerine bankacılık düzenlemeleri, küresel çatışmaların finansal piyasalara etkisi, ve yapay zekâ uygulamaları gibi temalarda yoğunlaşmıştır. 57 makale ve 8 kitap yayımlarında finansal piyasalar, kurumsal yönetim, ve risk yönetimi gibi disiplinlerde katkı sağlamıştır. 2024 yılında Finance Research Letters dergisinde 'Climate Uncertainty and Green Betas' başlıklı makale ile 2023 yılında Energies ’de 'Geothermal Energy and FDI' gibi çalışmalarıyla güncel finansal gelişmelere katkıda bulunmuştur. 2018 Nobel Yayınevi’nden yayınlanan Yatırımların Temelleri kitabında portföy yönetimi ve vergi stratejisi bölümleri kaleme almıştır. Ödülleri: 2024: Mesleki Dernekler Lisansüstü Gayrimenkul Tez Ödülleri Yarışması (GYODER ve İktisadi Araştırmalar Vakfı Proje Ödülü) 2017: Uludağ Üniversitesi Bilim-Sanat Ödülü Önemli projeleri: 2022-2024: Avrupa Birliği fonu ile 'Suriyeli Mültecilerin Finansmana Erişimi' 2021-2022: TÜBİTAK 1001 destekli 'Türkiye’de Reel Sektör Firmalarının Finansmanı' 2018-2019: Gaziantep Üniversitesi destekli 'Kalkınma Ajansı Finansal Desteklerinin Firmalara Etkisi'

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