معرفی
Ying Chen serves as an Assistant Professor of Finance at Central Connecticut State University, teaching core courses including Financial Modeling & Analytics, Retirement Planning, Estate Planning, and Personal Financial Planning. Her academic foundation is anchored in advanced degrees from Texas Tech University with professional certification as a CFP.
Her educational credentials include:
- Ph.D. in Personal Financial Planning, Texas Tech University (2021)
- M.S. in Personal Financial Planning, Texas Tech University (2017)
- M.S. in Accounting, Texas Tech University (2014)
Dr. Chen's research critically examines psychological and technological dimensions of personal finance, with emphasis on financial behavior, fintech adoption, emotional drivers, and mental health impacts. Her work bridges behavioral finance and household decision-making through rigorous empirical analysis.
Recent publications reveal a clear trajectory toward understanding crisis-driven financial adaptation, particularly pandemic-era retirement challenges and the paradoxical relationship between fintech usage and savings adequacy, highlighting behavioral anomalies in digital finance adoption.
Her professional recognition includes:
- CERTIFIED FINANCIAL PLANNER (CFP)
While her community service as a VITA tax volunteer demonstrates applied commitment, no details regarding student advisement, grant funding, or research team leadership are documented. Similarly, specialized laboratories or collaborative research units are not referenced in available materials.
