Vinay Pranjivan

Vinay Pranjivan is a Visiting Associate Professor at Nova School of Business and Economics (Nova SBE) and a Senior Economist at DECO - Portuguese Association for Consumer Defence. He holds a Degree in Economics from ISEG-Lisbon (1998) and a Master's in Business Economics and Competition from ISCTE Business School (2017). With 20 years of expertise in financial services, his career spans roles in retail banking, consumer financial protection advocacy, and regulatory analysis.

His research focuses on consumer financial protection, financial innovation, digital Euro development, and the impact of digitalization on financial systems. He actively contributes to European and national regulatory frameworks, including directives on payments, accounts, and credit instruments. He serves as a trainer at DECO and the EU Supervisory Digital Finance Academy (EU-SDFA), and participates in European Commission Expert Groups (FSUG and PSMEG) and Stakeholder Groups of the European Supervisory Authorities (EBA BSG and EIOPA IRSG).