Thomas Thomas

Thomas Thomas serves as a Lecturer in the Department of Economics at California State University, Northridge while maintaining a full-time role as a Quantitative Portfolio Analyst at City National Bank. His academic appointment is part-time, reflecting his primary industry commitment in credit portfolio risk management.

He earned a BA Degree in Economics from California State University, Northridge, and commenced his banking career in May 1979 as a teller at Security Pacific National Bank. His professional expertise spans factor analysis, credit stress testing, scenario analysis, credit loss forecasting, migration analysis, and Allowance for Loan and Lease Losses (ALLL) modeling.

His research interests derive directly from industry practice:

• Banking
• Credit Risk Analysis
• Financial Modeling
• Econometrics
• Macroeconomics
• Portfolio Management

For Fall Semester 2025, he teaches ECON 311 (Money) on Wednesdays from 7:00 PM to 9:45 PM in BB1125. His office is located in BB 4247 with MailDrop 91330-8374. No office hours are listed for the current term.